Social Security Income Limit 2025 Calculator. The special rule lets us pay a full social security check for any whole month we consider you retired, regardless of your yearly earnings. You can use this calculator to help determine the effect on your social security income from working before reaching your full retirement age.
In 2025, the social security income limit is $23,400 (up from $22,320 in 2024) if you are under full retirement age for the entire year. If you are under full retirement age for the entire year, we deduct $1 from your benefit payments for every $2 you earn above the annual limit.